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    Only individuals can participate in making and receiving referrals. The referred person must not be a signer on a personal checking account to be considered a new customer. Referred person must open a personal checking account, with ID verification and minimum opening deposit. Employees are not eligible. Rewards Certificates will be sent to account owner’s rewards account or email upon account opening. These certificates list the points awarded and expiration date for redemption on the rewards site for gift cards, charity donations, or merchandise. Program is offered and administered by Velocity Solutions and is subject to change or cancellation at any time without notice.
     
     
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